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Retiring in Sweden

How to apply for pension, understand your benefits, and plan for retirement.

6 Steps Estimated Time: Start planning 3-6 months before retirement
Progress0 / 6 completed
1.

Check Your Pension Forecast

Important🔐 BankID

Log in to minPension.se to see your total pension forecast from all sources.

👴Swedish Pensions Agency
Go to Service
2.

Decide When to Retire

You can start taking public pension from age 63 (increasing to 64). The later you start, the higher your pension.

👴Swedish Pensions Agency
3.

Apply for Public Pension

Important🔐 BankID

Apply for your public pension at Pensionsmyndigheten at least 3 months before you want to start.

👴Swedish Pensions Agency
4.

Apply for Occupational Pension

🔐 BankID

Contact your occupational pension providers to apply for tjänstepension.

👴Swedish Pensions Agency
5.

Check Housing Supplement Eligibility

🔐 BankID

Pensioners with low income may be eligible for housing supplement (bostadstillägg).

👴Swedish Pensions Agency
6.

Learn About Senior Discounts

Seniors get discounts on public transport, healthcare, and many services.

🏥1177 Healthcare Guide

Need more help?

This guide provides general information. For specific questions, contact the relevant agency directly. Most agencies have English-speaking support.

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